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How to Make LASIK More Affordable: Smart Ways to Use Your HSA or Financing Options

LASIK can be life-changing, but many people hesitate because they think it’s out of reach financially. The truth is, there are several ways to make LASIK more affordable using tax-free savings accounts and flexible payment plans. At Horizon Eye Specialists, we believe clear vision should fit your life and your budget.

Here’s how you can make it happen:

Use Your HSA or FSA for LASIK

If you’ve been saving funds in a Health Savings Account (HSA) or Flexible Spending Account (FSA), LASIK is one of the best ways to use them.

  • HSA funds roll over each year, which means if you’ve built up a balance, you can put that money toward LASIK at any time. Using pre-tax dollars helps lower your overall cost.
  • FSA funds, on the other hand, typically expire at the end of the year (“use it or lose it”), so if you’ve been considering LASIK, it’s smart to schedule your consultation before those funds reset.

Both HSAs and FSAs are designed to make health-related expenses more affordable, and LASIK qualifies because it’s a medically recognized vision correction procedure.

Think Long-Term: LASIK vs. Glasses and Contacts

Many patients are surprised to learn how much they spend over time on glasses, prescription lenses, and contacts. When you add up yearly exams, frames, lens replacements, and contact supplies, the cost often surpasses the price of LASIK within a few years.

LASIK is a one-time investment that can last for decades. You’ll save money in the long run—and enjoy life without the daily hassle of glasses or contact lenses.

Explore Financing Options

Even if you don’t have an HSA or FSA, you still have ways to make LASIK fit comfortably into your budget. Horizon Eye Specialists offers flexible financing through CareCredit, a flexible healthcare financing option that allows you to pay for your LASIK procedure over time with affordable monthly payments. You may even qualify for promotional financing options, making it easier than ever to take the next step toward clear vision.

Our LASIK counselors will walk you through all available options during your free consultation so you can find a plan that works best for you.

Why Now Is a Great Time to Schedule LASIK: Limited-Time Savings: $1,000 Off LASIK

There’s never been a better time to schedule your LASIK evaluation. For a limited time, patients can receive $1,000 off LASIK surgery when scheduling their procedure before the end of the year.

If you’ve been waiting for “the right time,” this might be it. The end of the year is a great opportunity to use your FSA benefits, and HSA holders can plan ahead for the new year. LASIK recovery is quick, and you’ll be ready to start 2026 glasses-free, just in time for your next adventure!

The Horizon Advantage

At Horizon Eye Specialists & LASIK Center, we combine advanced LASIK technology (including iDesign custom mapping and bladeless laser precision) with experienced, fellowship-trained surgeons who have helped thousands of patients achieve clearer vision.

Your LASIK journey begins with a free consultation, where we’ll review your eye health, determine candidacy, and help you explore every available payment and savings option.

Clear vision doesn’t have to be out of reach. Schedule your free LASIK consultation with Horizon Eye Specialists today and discover how your HSA or financing plan can make LASIK more affordable than ever.